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Auto Insurance

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In Florida, California, and Texas, we provide comprehensive and personalised auto insurance coverage.

ARTE Insurance makes it simple to locate the most comprehensive vehicle insurance coverage that meets your needs and fits within your budget.

You'll be able to work with one of our expert agents one-on-one to obtain a high-quality auto insurance quote and rate that works for you and your budget. You only pay for what you absolutely need this way.

You can acquire a quotation online or call one of our qualified agents at (786) 670-3883 if your budget is restricted and you need to satisfy the state's minimum standards or if you want the greatest protection available. Univista Insurance has you covered at all times!

Is Auto Insurance Really Necessary?

A driver may encounter unanticipated conditions on the road or in the parking lot where they park their automobile. When you contact a Univista Insurance representative, they will be able to assist you in selecting a policy that will provide you with peace of mind while avoiding unnecessary risks.

Auto Insurance
Personal Injury Insurance (PIP)

If you cause an accident, you may be covered up to the insurance limitations. PIP is intended to reduce the need to sue for reimbursement of medical or other related expenditures incurred as a result of an auto accident. If you own a vehicle with four or more wheels, you must have PIP Insurance, according to Florida law.

Family insurance
Injury to the body

The strongest defence against being sued for causing physical injury to another person in an automobile accident is Bodily Injury Liability Coverage. BI covers the wounded person's medical bills, lost wages, and pain and suffering.

Collision and comprehensive insurance

Collision coverage protects your car in the event of a collision with almost anything, such as a car, a tree, or a wall. Comprehensive coverage protects you if your car is damaged due to something other than a collision or an accident.


What is the best way to compare car insurance quotes?

If you want the greatest vehicle insurance coverage, compare quotes from several providers and look at things like the type of coverage they provide, the limitations of each policy, and the amount of the deductible you'll have to pay.

Always keep in mind that adding collision coverage may result in you having to pay money out of pocket (deductible). As a result, if your plan includes a deductible, it's critical to understand how much it costs.

Auto Insurance FAQs

  • Is it mandatory to have car insurance?
    Yes, car insurance is mandatory in Florida. At Arte Insurance Corp, we ensure you meet the state's requirements by offering policies that include Personal Injury Protection (PIP) and Property Damage Liability (PDL) coverage.
  • What is car insurance?
    Car insurance is a contract in which you will pay premiums, and we cover costs related to accidents and vehicle damage. Our policies include various coverage options such as liability, PIP, collision, comprehensive, and more to suit your needs.
  • What are the types of car insurance policies?
    At Arte Insurance Corp, we offer several types of car insurance policies: Liability Insurance: Covers damages and injuries you cause to others. Personal Injury Protection (PIP): Covers your medical expenses regardless of fault. Collision Insurance: Covers damages to your car from collisions. Comprehensive Insurance: Covers non-collision damages (theft, natural disasters). Uninsured/Underinsured Motorist Coverage: Protects you if the other driver lacks sufficient insurance. Medical Payments Coverage: Covers medical expenses for you and passengers. Gap Insurance: Covers the difference between your car's value and the loan amount if your car is totaled.
  • When do you buy a commercial car insurance policy?
    You should buy a commercial car insurance policy from Arte Insurance Corp if you use your vehicle for business purposes, such as transporting goods, driving for a rideshare service, carrying passengers for a fee, or using the vehicle for work-related travel. This policy covers business-related risks not included in personal car insurance.
  • Is it required to renew four-wheeler insurance every year?
    Yes, it is generally required to renew four-wheeler (car) insurance every year. At Arte Insurance Corp, we make the renewal process simple and hassle-free to ensure you remain covered and compliant with legal requirements.
  • Why purchase car insurance online?
    Purchasing car insurance online through Arte Insurance Corp offers several advantages: Convenience: Buy anytime from anywhere. Comparison: Easily compare different policies and prices. Speed: Immediate quotes and quick policy issuance. Cost: Often cheaper due to reduced overhead costs. Documentation: Instant access to digital policy documents.

Why should you choose ARTE Insurance for your auto insurance?

Not only can you save up to 40% on your current insurance policy, but you'll also be joining our family of policyholders, which comes with a slew of perks, including:

ARTE Insurance is a professional and dependable insurance firm with over ten years of expertise in the community.

All of your insurance needs are covered, including auto, house, business, health, and life.

In Florida, California, and Texas, we currently operate over 150 offices and 1500 agents.


Our agents are licenced and ready to assist you in any manner they can.

ARTE Insurance is always looking for new ways to give you with the greatest service at the most affordable price. Our mobile application is now available to make it simple for you to find all of the insurance solutions you require.

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